Are you a liar?

NO!  Of course not…not at least to others!

But what about to yourself?   According to Dave Ramsey, most people are being dishonest. . . with themselves — about money and finances.

Financial honesty is something that many people — including Christians — need to face up to.   The good news is that the transformation to a life of integrity regarding money is something that can be learned. 10% knowledge, 90% behavior!

This past year, I had the chance to experience the Dave Ramsey in-your-face-no-holds-barred approach to bringing financial peace back into the picture for upright Christian living.  I led about 50 people through his 3-month Financial Peace University program locally.  For anyone that is struggling financially, hiding from their own debt, or just plainly confused about how to manage their finances, Dave Ramsey’s message is pretty solid.  After going through it all, it really was amazing to see that the life changes are real and for some, completely transformational.

The key to Ramsey’s teaching is a very concrete simplified system – that doesn’t assume you are debt free.  It is very practical and fully of direct commands for participants to do or not do.  Follow the formula, and you will become debt free. Seriously.

One of the tools I wish I had available when teaching the Ramsey system would have been a big fat compilation of FAQ’s regarding the various topics covered.

Voila.  It exists!  And this year, an updated version of the same title book has been released.  Dave Ramsey’s The Money Answer Book offers quick 1-page answers to the most common questions he gets from  participants and followers on his TV, Radio and FPU programs.

It is organized into the various categories Dave Ramsey focuses on in his overall teaching, including budget planning, saving for retirement or student tuition, or personal buying matters — even building wealth and charitable giving.  Each section has dozens of specific questions that are answered in a simple, succinct manner.

You won’t get the full picture reading this book cover to cover, but you will gain a better understanding of his view of personal finance management.  It’s an easy read because you can pick up the book and start at any chapter, any question.

Anyone that has been exposed to Ramsey’s mantras, whether in person at an FPU event, or through his various multimedia offerings, will immediately like this book.  It is easy to read and easy to understand.

If you are currently going through Ramsey’s envelope system or any other part of his money model, or need a quick refresher as a form of encouragement, I recommend The Money Answer Book for you.

QUESTION: Do you believe the Church should be teaching people how to manage their money?

Disclosure of Material Connection: I received this book free from Thomas Nelson Publishers as a review copy. I was not required to write a positive review. The opinions I have expressed are my own. I am disclosing this in accordance with the Federal Trade Commission’s 16 CFR, Part 255: “Guides Concerning the Use of Endorsements and Testimonials in Advertising.